RUKKYSTORE SMM – PRIVACY, PAYMENT & POLICY AGREEMENT

Website: https://rukkystore.com
Brand Name: RUKKYSTORE SMM
Registered Company: Tbazix Company Limited (Nigeria)

1. PLATFORM IDENTITY & DISCLOSURE

RukkyStore operates under the trading name “RUKKYSTORE SMM”, which differs from its registered name with the Corporate Affairs Commission (CAC):

Tbazix Company Limited

The platform is publicly known as RUKKYSTORE SMM

The legal entity is Tbazix Company Limited

All legal, tax, and compliance matters are handled under the registered name

This ensures transparency and compliance with Nigerian regulations.

2. INFORMATION WE COLLECT

We may collect the following data:

Username and email address

IP address and browser/device data

Payment transaction references (NOT card details)

Order history and platform usage

We DO NOT collect or store:

Card numbers

CVV

Bank login details

3. HOW WE USE YOUR INFORMATION

Your data is used to:

Provide and manage our services

Process transactions

Prevent fraud and abuse

Communicate service updates

Improve platform performance

4. DATA PROTECTION & SECURITY

We use industry-standard security measures

Users are strongly advised to enable Google Authenticator 2FA

Users are responsible for securing their accounts

We are not liable for losses caused by:

Weak passwords

Shared login details

Failure to enable 2FA

5. DATA SHARING

We do NOT sell user data.

We may only share data:

When required by law

To prevent fraud or abuse

With payment providers for transaction processing

6. COOKIES POLICY

We use cookies for:

Login sessions

Security

Performance optimization

By using our platform, you consent to the use of cookies.

7. ACCOUNT RESPONSIBILITY

Users are fully responsible for:

Account security

Enabling 2FA

All activities under their account

💳 PAYMENT, DEPOSIT & CHARGEBACK POLICY

8. DEPOSITS

ALL deposits are FINAL

Deposits are strictly for service usage

NO withdrawals are allowed

9. CHARGEBACK POLICY (ZERO TOLERANCE)

You agree NOT to:

File chargebacks

Open payment disputes

Reverse transactions

Violation results in:

Immediate account termination

Permanent ban

Forfeiture of all balances

10. THIRD-PARTY PAYMENTS

Strictly prohibited:

Using someone else’s card or account

Deposits from third-party names

Mismatched payment details

Violation = permanent ban + loss of funds.

🔁 REFUND POLICY

11. REFUND ELIGIBILITY

Refunds are ONLY possible if:

Service did not start

Service is marked refundable

Technical error occurred on our side

12. NON-REFUNDABLE CASES

NO refunds for:

Completed or partially completed orders

Drops after delivery

Wrong order details

Account bans or restrictions

Platform/algorithm changes

13. REFUND METHOD

Refunds are issued as account balance only

No cash refunds

No withdrawals

❌ ORDER & CANCELLATION POLICY

14. ORDER ACCURACY

Users must provide:

Correct username or link

Correct service

Correct quantity

Errors are NON-refundable.

15. ORDER CANCELLATION

Orders cannot be canceled after submission

Cancellation is only allowed where explicitly stated

🚫 ACCOUNT RISK DISCLAIMER

Using SMM services involves risk.

If your account is:

Banned

Suspended

Restricted

Shadowbanned

👉 RukkyStore SMM is NOT responsible

Users accept full responsibility.

🔐 ACCOUNT SECURITY POLICY

16. TWO-FACTOR AUTHENTICATION (2FA)

Users are strongly advised to enable:

Google Authenticator 2FA

Failure to enable 2FA:

Is entirely at the user’s risk

Releases RukkyStore SMM from liability

17. ACCOUNT ACCESS

We will NOT restore or compensate accounts compromised due to:

Weak passwords

Shared credentials

No 2FA enabled

⚖️ DISPUTE RESOLUTION POLICY

18. INTERNAL RESOLUTION ONLY

All disputes MUST be resolved through:

RukkyStore SMM Support System

19. NO EXTERNAL ACTION

Users agree NOT to:

File chargebacks

Contact payment processors

Initiate legal action without contacting us

Violation = permanent suspension.

🧑‍💼 RESELLER & CHILD PANEL TERMS

20. RESELLER RESPONSIBILITY

Resellers:

Are fully responsible for their customers

Must handle their own disputes and refunds

Cannot hold RukkyStore SMM liable

21. CHILD PANEL INDEPENDENCE

Child panels:

Operate independently

Are only technically connected

RukkyStore SMM bears no responsibility for their users

🔌 API USAGE TERMS

22. API ACCESS

Provided “AS IS”

No uptime guarantee

Abuse leads to suspension

We are not responsible for downtime.

⚠️ LIMITATION OF LIABILITY

RukkyStore SMM is NOT liable for:

Business losses

Revenue loss

Account bans

Indirect or consequential damages

Used/invalid gift cards

Errors in card submission

VTU sent to wrong person

Failure to secure your account

Maximum liability is limited to the amount paid for the affected service only.

🛑 ACCOUNT TERMINATION POLICY

We reserve the right to:

Suspend or terminate accounts

Remove access without notice

Forfeit balances in fraud cases

📝 POLICY UPDATES

Policies may be updated at any time.
Continued use = acceptance of updates.

📩 CONTACT & SUPPORT

All communication must be through:

Official support system on rukkystore.com

✅ FINAL LEGAL AGREEMENT

By using RukkyStore SMM, you confirm that:

You understand all risks

You accept the no-chargeback rule

You accept the no-withdrawal policy

You agree to internal dispute resolution only